*{box-sizing:border-box}
body{margin:0;background:#fbfaf7;color:#22201c;font:16px/1.65 Tahoma, Geneva, sans-serif}
h1,h2,h3{font-family:Constantia, Georgia, serif;line-height:1.25;margin:0 0 .5em}
h1{font-size:30px}
h2{font-size:25px}
h3{font-size:18px}
p{margin:0 0 1em}
a{color:#8a6b2f}
.bma-wrap{max-width:1240px;margin:0 auto;padding:0 20px}
.bma-top{border-bottom:1px solid #e6e0d6;background:#fbfaf7;padding:14px 0}
.bma-top-in{max-width:1240px;margin:0 auto;padding:0 20px;display:flex;
 align-items:center;justify-content:space-between}
.bma-logo{font-family:Constantia, Georgia, serif;font-weight:700;font-size:19px;color:#22201c;text-decoration:none}
.bma-nav{display:flex;gap:18px;flex-wrap:wrap}
.bma-nav a{color:#6a635a;text-decoration:none;font-size:14px}
.bma-nav a:hover{color:#8a6b2f}
section{padding:62px 0}
.bma-hero,.bma-masthead,.bma-banner{background:#f2efe9;border-bottom:1px solid #e6e0d6}
.bma-lead{color:#6a635a;font-size:18px;max-width:60ch}
.bma-eyebrow,.bma-tag{display:inline-block;font-size:12px;letter-spacing:.09em;
 text-transform:uppercase;color:#6a635a;margin-bottom:10px}
.bma-btn{display:inline-block;background:#8a6b2f;color:#fff;text-decoration:none;
 padding:12px 22px;border-radius:10px;font-weight:600}
.bma-btn:hover{background:#6d5324}
.bma-link{margin-left:16px;color:#6a635a;text-decoration:underline}
.bma-actions{margin-top:18px}
.bma-split,.bma-two,.bma-contact-grid{display:grid;
 grid-template-columns:1fr 1fr;gap:44px}
.bma-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.bma-card,.bma-tile{background:#f2efe9;border:1px solid #e6e0d6;
 border-radius:10px;padding:26px}
.bma-tiles{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:20px}
.bma-list{list-style:none;margin:0;padding:0}
.bma-row{display:grid;grid-template-columns:minmax(150px,.5fr) 1fr;gap:18px;
 padding:16px 0;border-bottom:1px solid #e6e0d6}
.bma-steps-list{display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));
 gap:20px;list-style:none;margin:0;padding:0}
.bma-num{display:inline-flex;width:30px;height:30px;align-items:center;justify-content:center;
 border-radius:50%;background:#8a6b2f;color:#fff;font-weight:700;margin-bottom:8px}
.bma-stats{background:#f2efe9;border-top:1px solid #e6e0d6;border-bottom:1px solid #e6e0d6}
.bma-stats-row{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:18px;text-align:center}
.bma-stat strong{display:block;font-size:26px;font-family:Constantia, Georgia, serif;color:#8a6b2f}
.bma-stat span{color:#6a635a;font-size:14px}
.bma-qa,.bma-qa-item{border-bottom:1px solid #e6e0d6;padding:14px 0}
.bma-qa summary{cursor:pointer;font-weight:600}
.bma-quotes{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:20px}
.bma-quote{margin:0;background:#f2efe9;border-left:3px solid #8a6b2f;
 border-radius:10px;padding:18px}
.bma-quote blockquote{margin:0 0 10px;font-style:italic}
.bma-quote figcaption{color:#6a635a;font-size:14px}
.bma-addr{font-style:normal;background:#f2efe9;border:1px solid #e6e0d6;
 border-radius:10px;padding:20px;line-height:1.9}
.bma-rule{display:block;width:46px;height:3px;background:#8a6b2f;margin-top:12px}
.bma-sec-head{margin-bottom:22px}
.bma-sec-sub{color:#6a635a}
.bma-foot{border-top:1px solid #e6e0d6;padding:24px 0;color:#6a635a;font-size:14px}
.bma-foot-in{max-width:1240px;margin:0 auto;padding:0 20px;display:flex;
 flex-wrap:wrap;gap:14px;justify-content:space-between}
.bma-foot a{color:#6a635a;margin-right:14px}
.bma-legal{max-width:800px}
@media(max-width:760px){.bma-split,.bma-two,.bma-contact-grid,
 .bma-grid,.bma-row{grid-template-columns:1fr}}